SKU: 24234839601

Mortgage Terms - Financial Education Is Your Best Investment

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Mortgage Terms - Financial Education Is Your Best InvestmentEssential Mortgage Terms You Should Know One of the most important decisions that you can make is buying a home and taking out a mortgage to pay for the house. The decisions you make on your mortgage will have financial ramifications for years to come. If you find yourself overwhelmed and confused by all the mortgage terms out there, don't worry because you're not alone. Getting a mortgage can be a complicated process, made worse by all the unfamiliar

Essential Mortgage Terms You Should Know
One of the most important decisions that you can make is buying a home and taking out a mortgage to pay for the house. The decisions you make on your mortgage will have financial ramifications for years to come.

If you find yourself overwhelmed and confused by all the mortgage terms out there, don't worry because you're not alone. Getting a mortgage can be a complicated process, made worse by all the unfamiliar terminology your mortgage lender might use.

From Lender to Loan to Closing Your Home
With the terminology used in discussing mortgages such as appraisals, equity, escrow, points and settlement costs, most common people can become easily confused. Mortgage professionals can speak in a language all of their own and the lingo used is unique.

This Practical Mortgage Guide Covers Topics Like:
- Mortgage Lending & Broker
- Subprime, Reverse & FHA Mortgage
- Commercial & Residential Mortgage
- Escrow, Points & Settlement Costs
- Home Equity & Loan Modification
- Home Equity & Loan Modification

This practical glossary with alphabetical order compiles a list of over 125 most important mortgage terms you're likely to encounter. Every mortgage term is explained in detail, with a clear and concise article style description and practical examples.

It will help you understand the most common mortgage terms that you might encounter, and what role they play in the mortgage process. Use this glossary of mortgage terms to better understand the overall mortgage process as well as any specific mortgage terms that may be unfamiliar to you.

Make Your Mortgage Less of a Mystery
Taking time to understand the vocabulary can help you with your mortgage planning, eliminating confusion, and get better prepared for a swift and smooth transaction.

Get Smart with the Financial IQ Series
Please also have a look at other titles in this series. The Herold Financial IQ series covers all major areas and aspects of the financial world.

Starting with Personal Finance, Real Estate and Banking term. Covering Corporate Finance, Investment as well as Economics. It also includes Retirement, Trading, and Accounting terms. In addition, you'll find Debt, Bankruptcy, Mortgage, Small Business, and Wall Street terminology explained. Not to forget Laws & Regulations as well as important acronyms and abbreviations.



Binding Type: Paperback
Publisher: Thomas Herold
Published: 03/02/2020
ISBN: 9781087870052
Pages: 266
Weight: 0.79lbs
Size: 9.00h x 6.00w x 0.56d
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SKU: 24234839601

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Greg Collins
Cuba, US
★★★★★ 5
Great deal for the money, look sharp, and very sturdy
Size: 32in-Shelves, Size: 32in-Shelves
I was looking to create pipe shelves in our living room. After spending some time researching prices for pipe and wood, I determined that I would save money by buying a couple sets of these shelves. When the shelves came in, I was happy to learn that they were indeed good quality and easy to assemble. They come with mounting hardware, but I’d recommend better mounts for the walls than the ones supplied. Overall, I love the look of these shelves. The wood is described as reclaimed, but it’s pretty much cheap, light wood with a stain. They still look good and are sturdy. The pipes has some silver paint brushed on them to give them a distressed look. I thought it was actually a little cheesy looking, but I happened to have iron-colored spray paint, so I just respirated them.
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Reviewed in the United States on October 21, 2020
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Leasa Segura
Phoenix, US
★★★★★ 5
Modern Farmhouse Towel Rack
Beautiful. Sturdy. Shelves have enough depth to be useful. Would buy again. Great price.
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Reviewed in the United States on June 27, 2025
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Deborah
West Palm Beach, US
★★★★★ 5
Pretty good quality.
Size: 32in-Shelves, Size: 32in-Shelves
My husband and put this together and hung pretty easily. Instructions are clear. It helps to have a drill bit. Good quality, good look.
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Reviewed in the United States on July 13, 2025
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Darrell Daniel
Pawtucket, US
★★★★★ 4
Looks good but the wall anchors is TRASH!
Size: 3-tier shelves, Size: 3-tier shelves
The product is heavy and sturdy once you get it up completely. The issue I have is with the instructions... 1. The 5/16 drill bit is recommends is WAY TO BIG. The Anchors it comes with will slip right through. The screws that is comes with are WAY TO SMALL for the weight. I recommend getting better ones from the hardware store and painting the screws black for better aesthetics. 2. The instructions say to put it together first then hang it on the wall. That is great so you can see where you want to place it and because it is actually bigger than it looks, but you will need to de-assemble it from the bottom shelf down after you mark where you want to place it, then put that part on the wall, then reassemble it from there, securing the top part to the wall last. The instructions sucked but that is what worked best for me. Another thing is when you first assembling it, you will notice that you will have to unscrew it a bit so the pipes can fast the correct way. This will make it feel flimsy, but it will tighten up when you secure it to the wall. Also, like some people said in previous reviews, some of the black paint did peel off the pipes, not to much for me but it was noticeable if you look at it hard enough.
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Reviewed in the United States on June 21, 2023
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Eileen
Los Angeles, US
★★★★★ 5
Love the look of these
Size: 24in-Shelve
I love the look of these. Bought for towel storage over my toilet. They look really classy and I'm so happy with them. However, its important to note that the wall anchors they provide are way too big for the screws. The screws just fall into the inside of the anchor without even being screwed in. So there's no way you could secure the wall unit with the ones provided. We had to replace the anchors with some I already had. Other than that very happy with the quality and look.
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Reviewed in the United States on January 10, 2025

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