SKU: 99293969469

How the Other Half Banks: Exclusion, Exploitation, and the Threat to Democracy

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How the Other Half Banks: Exclusion, Exploitation, and the Threat to DemocracyThe United States has two separate banking systems today one serving the well to do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check cashing services to cover

The United States has two separate banking systems today--one serving the well-to-do and another exploiting everyone else. How the Other Half Banks contributes to the growing conversation on American inequality by highlighting one of its prime causes: unequal credit. Mehrsa Baradaran examines how a significant portion of the population, deserted by banks, is forced to wander through a Wild West of payday lenders and check-cashing services to cover emergency expenses and pay for necessities--all thanks to deregulation that began in the 1970s and continues decades later.

"Baradaran argues persuasively that the banking industry, fattened on public subsidies (including too-big-to-fail bailouts), owes low-income families a better deal...How the Other Half Banks is well researched and clearly written...The bankers who fully understand the system are heavily invested in it. Books like this are written for the rest of us."
--Nancy Folbre, New York Times Book Review

"How the Other Half Banks tells an important story, one in which we have allowed the profit motives of banks to trump the public interest."
--Lisa J. Servon, American Prospect



Binding Type: Paperback
Publisher: Harvard University Press
Published: 03/12/2018
ISBN: 9780674983960
Pages: 336
Weight: 0.85lbs
Size: 9.10h x 6.10w x 1.10d
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SKU: 99293969469

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Edward
West Palm Beach, US
★★★★★ 5
Black mens coat
I didn't expect such good quality from such an inexpensive black coat, stylish, neat, looks expensive, none of my friends believed that I bought it so cheaply! No pellets appeared after a year and a half of use
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Reviewed in the United States on March 15, 2025
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C
Pawtucket, US
★★★★★ 4
Has shoulder pads.
The jacket has shoulder pads that don't necessarily show on the image in the purchase area. Pretty pronounced so if that's not your thing definitely stay away. Got lucky and it doesn't look too bad on me but it took so long to receive the package I don't feel like going through the refund process so I'm dealing with it. Quality is great tho
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Reviewed in the United States on January 23, 2024
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Luis Chávez
Bozeman, US
★★★★★ 5
Softness
Size: Medium, Color: A-red
High quality material !
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Reviewed in the United States on January 6, 2026
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T. Brown
Dallas, US
★★★★★ 3
Nice Coat Not So Great Packaging
Size: X-Small, Color: A-grey
Nice coat but packaging needs to be improved. It arrived not properly folded and as a result it was completely wrinkled. Took some work to iron so it looked as advertised. Packaging for such things has to be reviewed.
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Reviewed in the United States on April 20, 2025
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One Happy Customer
Alexandria, US
★★★★★ 5
Love the coat.
Size: Large, Color: A-navy
Coat looks and fits great. I ordered a black and was sent dark blue, other wise it looks awesome.
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Reviewed in the United States on October 31, 2023

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